Financing Assistance

Dentistry is an investment in your health, your appearance and your self-confidence. It is well worth the time and effort. At Monica Rao, DMD we have been able to assist patients who have been thinking about dental work such as adult orthodontics or smile rejuvenation for years, sometimes even decades, find an affordable way to achieve their dream smile.

We have options! Feel free to call us to discuss these options.

Options for Dental Financing Include:

THIRD PARTY FINANCING.

Use third party financing such as CareCredit or Sunbit.

Companies such as CareCredit and Sunbit offer accounts similar to credit cards specifically to be used for medical and dental expenses. They often offer many no interest loan options for 6 to 60 months for qualified applicants.

Please ask us for more details.

HSA OR FSA.

Pay for dentistry with pre-tax money.

Many companies now offer their employees medical spending accounts such as Health Care Savings Accounts (HSA)or Flexible Spending Accounts (FSA). Both of these accounts accumulate pre-tax contributions deducted directly from the employee’s payroll and can be applied to many dental costs and procedures. A Health Care Savings Account accumulates over the years and can carry over any unused portion into subsequent calendar years. The Flexible Spending Account is a similar pre-tax account; however, the contributions are good only for the calendar year, and unused money is forfeited. Administration, maximums and eligible procedures vary by employer, so check with your human resources department to see what you may be eligible for.

Dual Insurance.

Get insurance coverage through your employer and your spouse or partner’s employer at the same time. Acquiring a secondary dental insurance plan can often double the available insurance benefits, further minimizing actual patient cost. Actual coverage determination is based on your individual plan provisions, so check your policies closely before enrolling.

Elect the high option.

If your company offers different options or levels of coverage for dental insurance during open enrollment, consider opting for the higher plan if you are anticipating a lot of dental work. Higher option plans often include provisions for implant or orthodontic coverage that basic plans do not offer.

Ask About In-Office Financing Options

Haven’t found a solution that works for you? Talk to us in person! Our team deals with financing with a variety of options. More than likely, we can find a solution that will work for you.

A beautiful, healthy smile can be life-changing. At Monica Rao, DMD we will work with you to determine the best options for both dental treatment and treatment financing. Please contact our office to learn more about our cosmetic and other dentistry options, and how we can work with you to fit your budget.

WE LOVE PEOPLE AND OUR PASSION FOR PATIENTS SHOWS IN OUR CULTURE AND DENTISTRY!

WELCOME TO OUR PRACTICE!

Dr Rao & Staff